Plan overview
Homestead Protect Plus
Dwelling, belongings, and liability under one coordinated policy.
Homestead Protect Plus insures your residence and personal property against named perils or open perils depending on the form you choose. Liability coverage responds if someone is injured on your premises or you damage another party's property accidentally.
Highlights
- Extended replacement cost on dwelling when available
- Scheduled personal property endorsements for jewelry and collectibles
- Loss of use coverage if a covered claim makes the home uninhabitable
What is covered
- Fire, windstorm, hail, and theft subject to policy form
- Personal liability and medical payments to others
- Optional water backup of sewers and drains
Ideal fit
First-time buyers, move-up households, and condo owners mapping master policy gaps to unit owners coverage.