Legal
Terms & Conditions
Last updated May 4, 2026. Please read these terms before relying on any generalized coverage descriptions on this site.
Educational use only
Articles, FAQs, and plan summaries here summarize typical product features. They are not an offer to insure, a binder of coverage, or a substitute for the official policy contract, endorsements, and state-specific filings that control in the event of a dispute.
No professional advice online
Nothing on this site constitutes tax, legal, or personalized financial advice. You should consult licensed professionals before making decisions about estate planning, business structure, or tax treatment of insurance transactions.
Limitation of liability
To the fullest extent permitted by law, InsuLife disclaims liability for indirect or consequential damages arising from use of this website, including reliance on outdated posts. Certain jurisdictions do not allow some limitations; those limits may not apply to you.
Governing law
These terms are governed by the laws of the State of Colorado, excluding conflict-of-law rules. Exclusive venue for disputes shall rest in courts located in Denver County, unless otherwise required by consumer protection statutes in your home state.